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		<title>Credit Repair Instructor</title>
		<link>http://www.creditinstructor.com</link>
		<description>
		Learn about the importance of your credit score and credit report, how you can manage your credit report and what you can do to help take care of problems in your credit history. Includes information about how your credit score affects mortgage rates, how to read your credit report and how your credit history affects your employment opportunities
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		<language>en-us</language>
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			<title>Credit Repair Scam?</title>
			<link>http://www.creditinstructor.com/credit-repair-scam.php</link>
			<description>Credit Report Repair has a bad reputation as a result of past credit repair scams.  Today, credit repair is a well regulated industry.  Learn about modern credit report repair and how credit report repair has become a legitimate business</description>
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			<title>Overview of ovationlaw.com, academylaw.com, etc.</title>
			<link>http://www.creditinstructor.com/credit-repair-law-firms.php</link>
			<description>Repair your credit report legally. Read about modern credit report repair and about the legitimate credit repair firms such as lexingtonlaw.com, ovationlaw.com and academylaw.com that work in your best interest to rid your credit report of errors.  Repair your credit, improve your credit score and give yourself the ability to get the house, car or even job you want.</description>
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			<title>Mortgage Information</title>
			<link>http://www.creditinstructor.com/mortgage-information.php</link>
			<description>When it comes time for you to shop around for a mortgage, often times you cannot rely on a mortgage broker or bank to decide what type of loan is best for you. A basic understanding of what makes up a loan, and knowing what different loans do for you before you shop, is essential to today's smart consumer.
What Make</description>
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			<title>Your Mortgage and Your Credit Score</title>
			<link>http://www.creditinstructor.com/mortgage-credit-score.php</link>
			<description>You've looked at neighborhoods, floor plans, and tracked the miles to work. You've collected the names of all of the real estate agents that your friends and family have suggested. You have even decided that you will need to paint the door holly red like the home in your favorite decorating magazine. You're ready? or are you? Have you considered the one piece of information that will affect the home you can afford, the neighborhood you will live in, the interest rate that you will pay and the monthly mortgage that you will write checks for the next thirty years? What have you missed? Perhaps the most important piece of the puzzle. Your credit score! It will affect all of this and even your ability to buy a house at all.</description>
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			<title>Credit Cards for College Students</title>
			<link>http://www.creditinstructor.com/credit-card-college-student.php</link>
			<description>The average under graduate will leave college with three credit cards with credit card debt totalling at least $4,000. The average graduate student will leave college with 4 credit cards and be $6,000-$15,000 in debt with them. This is a difficult way to start life in the 'real world'. Three problems that college graduates are facing are; high debt to income ratio, poor credit reports, and their credit reports being checked by prospective employers.</description>
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			<title>How Easy is Credit?</title>
			<link>http://www.creditinstructor.com/easy-credit.php</link>
			<description>Credit is easy, but it could take you seven years to get rid of bad credit. Are you thinking, "Not me, I have great credit!"? If you have moved, are paying on a student loan or share a name with someone in town you may be surprised at the story that your credit report is telling everyone else.</description>
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			<title>Credit Information</title>
			<link>http://www.creditinstructor.com/credit-information.php</link>
			<description>In school, we learn mathematics, English and possibly even a thing or two about the world we live in. But one thing our schools fail at is teaching us about credit; when to use it, when to avoid it, and how much it really costs. Try buying a house; you'll need good credit. Try renting a car; you'll need a credit card. Try buying a car; again, you'll need good credit to get a low interest rate. It's everywhere, and depending on how much you understand it, it can be your best friend or your worst enemy.</description>
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			<title>Absolutely Free Credit Reports</title>
			<link>http://www.creditinstructor.com/absolutely-free-credit-reports.php</link>
			<description>At some point, you may be looking to get a copy of your credit report for many reasons - checking the accuracy, looking to get a mortgage, seeing what may be updated. There are many companies offering so-called 'free credit reports', which may be tempting at first, but with a little insider knowledge, you can see easily avoid a headache. Why are free credit reports not free at all? Let's take a look:</description>
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			<title>Before You Apply For Credit</title>
			<link>http://www.creditinstructor.com/apply-credit.php</link>
			<description>Your Credit Score is everywhere these days. It affects everything from your mortgage rates, car loan rates, credit cards, and may even be checked when applying for a job. Knowing your rights as a credit consumer can save you lots of time and trouble when you apply for credit, and staying the course for a bright credit future ahead.</description>
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			<title>How to Read Your Credit Report</title>
			<link>http://www.creditinstructor.com/read-your-credit-report.php</link>
			<description>There are many reasons to look at your credit report, the most important being to make sure there is no misinformation in it. But once you receive it, you may be confused by all the abbreviations, terms and numbers. Understanding what a credit report includes, and what to look out for is the first step to a clean credit life. 		</description>
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