Job Search Tips

Are you looking for a new job?

Have you updated your resume? Sent your best suit to the dry cleaners? Checked your credit report? What? Credit report?

Yes, your credit report!

Many employers are turning to credit reports to get a better look at their future employees. They are finding out if the applicant is financially responsible and in good standing. The Federal Trade Commission has this posted on their website,

'As an employer, you may use consumer reports when you hire new employees and when you evaluate employees for promotion, reassignment, and retention - as long as you comply with the Fair Credit Reporting Act'

The employer only needs to get your permission to run a credit report and then only needs to inform you if the report was the reason that you were not hired.

Do you know what is on your credit report?

Before you send in your next resume or circle you next ad in the classifieds check your report out. You will need to order a credit report that includes all three bureaus and a credit score.

When you receive your report look at it as an employer. Do you have late pays? Delinquent accounts? Someone else's information on your report? All of these may show an employer that you are not as financially responsible as his ideal employee even if the information is not yours.

What to do now?

Start working on removing the negative marks off your credit report. You can do it yourself or have a reputable credit report repair company do it for you. You need to start working on this quickly; your next job may depend on it.

	Credit Report Repair Information
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