Identity Theft Protection

Strange notices have been coming in the mail.

Accounts that you never opened with charges from places you have never been. Perhaps you dismissed the first few as one of the many pieces of junk mail you receive or a billing mistake. Look closer, it may be time to order a credit report and start calling the credit companies.

You could be a victim of identity theft!

Are you wondering' How could this happen to me? This is happening to thousands of people every year. You are not alone. It happened to you when someone took your name, Social Security number, credit card number, or some piece of your personal information for his or her own use.

What to do now for Identity Theft Protection?

1. Contact all three of the three major credit bureaus' fraud departments and have them place a 'fraud alert'. Tell them you want no new lines of credit approved.
Contact the companies in which new credit accounts were opened. Close these accounts and place new passwords on each. Never use your mother's maiden name.
File a police report. Ask for a copy of the report. You may need to show this to your bank or Credit Card Company at a future time.
Contact the federal trade commission and file a complaint form https://rn.ftc.gov/dod/widtpubl$.startup?Z_ORG_CODE=PU03
Continue to check your credit report regularly for any new or strange activity. You don't want to find out months later that they have used your information again. Some people have recovered from their first experience with Identity theft only to find out months later when their guard was down, the criminal started to use the information again.

This experience may have you spinning.

You may be tired of writing the credit bureaus again and again to have the false information removed from your credit report. Currently, the best Identity Theft Protectionis to be on top of your personal information, and to be persistent about correcting any misleading, inaccurate, of unverifiable information on your credit report.






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