Glossary of Terms

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Terms
The period of time and the interest rate agreed between the creditor and the debtor to repay a loan.
Three C
Capacity, collateral and credit. The term for the three primary areas used by lenders to measure creditworthiness.
Transaction Date
The date a purchase is made or cash is withdrawn. Some companies assess interest on charges and cash advances from the transaction date, others from the posting date.
Transaction Fee
A fee that is charged each time certain transactions take place, for example, cash advances.





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