Clean Up Your Credit
First thing first: Can you really repair your credit?
The simple answer: Yes. You can repair your credit by disputing your credit report.How do you dispute your credit report?
Write a letter to each of the credit bureaus and ask them to reinvestigate the negative item.What items can I dispute
The Fair Credit Reporting Act states that you can dispute items that you feel are under the following conditions:-
Misleading - To lead into error of thought or action, especially by intentionally deceiving.
Inaccurate - Not accurate; not according to truth; inexact; incorrect; erroneous; as, in inaccurate man, narration, copy, judgment, calculation, etc.
Unverifiable - not objective or easily verified.
Why don't more people do this?
Because the bureaus make it tough. Disputing items is the one thing they don't get paid for (they are a private business) and under the Fair Credit Reporting Act, they can deny any dispute they feel is frivolous.
How can I get results?
Over 200,000 Americans have trusted their credit reports to Lexington Law, a law firm specializing in credit report repair. Their results speak for themselves (see their stats).
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Credit Report Repair Information |
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